🇺🇸 Freelance & Creators · United States
Gumroad vs Substack fees
Substack is cheaper on small amounts ($10), while Gumroad is cheaper on large ones ($5,000). On a $100 sale in the US, Gumroad takes $13.70 and Substack takes $13.90. Use the calculator to compare your own numbers and settings.
$
Gumroad is cheaper by $0.20 on this amount.
Gumroad
Cheaper$86.30
you receive · fees $13.70 (13.7%)
- Gumroad fee−$10.00
- Gumroad fixed fee−$0.50
- Card processing−$2.90
- Processing fixed fee−$0.30
Substack
$86.10
you receive · fees $13.90 (13.9%)
- Substack fee−$10.00
- Stripe card processing−$2.90
- Stripe fixed fee−$0.30
- Stripe Billing (recurring)−$0.70
Gumroad vs Substack fees at common amounts
| Amount | Gumroad fees | Substack fees | Cheaper |
|---|---|---|---|
| $10 | $2.09 | $1.66 | Substack (−$0.43) |
| $25 | $4.03 | $3.71 | Substack (−$0.32) |
| $50 | $7.25 | $7.10 | Substack (−$0.15) |
| $100 | $13.70 | $13.90 | Gumroad (−$0.20) |
| $250 | $33.05 | $34.30 | Gumroad (−$1.25) |
| $500 | $65.30 | $68.30 | Gumroad (−$3.00) |
| $1,000 | $129.80 | $136.30 | Gumroad (−$6.50) |
| $5,000 | $645.80 | $680.30 | Gumroad (−$34.50) |
Gumroad fee structure
| Fee | How it’s charged |
|---|---|
| Gumroad fee | 10% of the sale price |
| Gumroad fixed fee | $0.50 per order |
| Card processing | 2.9% of the sale price |
| Processing fixed fee | $0.30 per order |
Substack fee structure
| Fee | How it’s charged |
|---|---|
| Substack fee | 10% of the sale price |
| Stripe card processing | 2.9% of the sale price |
| Stripe fixed fee | $0.30 per order |
| Stripe Billing (recurring) | 0.7% of the sale price |
Frequently asked questions
Is Gumroad or Substack cheaper?
Substack is cheaper on small amounts ($10), while Gumroad is cheaper on large ones ($5,000). On a $100 sale, Gumroad charges $13.70 and Substack charges $13.90, so Gumroad saves you $0.20.
What does Gumroad charge?
Gumroad charges 12.9% + $0.80 with default settings in the US.
What does Substack charge?
Substack charges 13.6% + $0.30 with default settings in the US.