🇺🇸 Payments · United States
Stripe Fee Calculator (2026)
Stripe processing fees in the US work out to about 2.9% + $0.30 on a $100 payment, which is $3.20 in fees, leaving you $96.80. Enter your own numbers below to see the full breakdown, or switch to reverse mode to find the price that nets you a target amount.
You receive
$96.80
Fee breakdown
- Card processing−$2.90
- Fixed fee−$0.30
How Stripe processing fees work in the US
Stripe (card and bank payments for online businesses) charges the following:
| Fee | How it’s charged |
|---|---|
| Card processing | 2.9% of the sale price |
| Fixed fee | $0.30 per order |
| International cardIf: International card | 1.5% of the sale price |
| Currency conversionIf: Currency conversion needed | 1% of the sale price |
| Manual entryIf: Manually entered card | 0.5% of the sale price |
Stripe fees at common amounts
Pre-calculated with the default settings.
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Frequently asked questions
How much does Stripe take from a $100 payment?
Stripe takes $3.20 from a $100 payment in the US, an effective rate of 3.2%. You receive $96.80.
What are Stripe's fees in the US?
Card processing: 2.9% of the sale price. Fixed fee: $0.30 per order.
How much should I charge to receive $100 after Stripe fees?
Charge $103.30. After Stripe's processing fees of $3.30, you will receive $100.
Does Stripe charge any extra fees?
Yes, in some cases. International card (International card): 1.5% of the sale price. Currency conversion (Currency conversion needed): 1% of the sale price. Manual entry (Manually entered card): 0.5% of the sale price.
How do I calculate Stripe fees?
Add up each fee that applies: 2.9% of the sale price, plus $0.30 per order. Subtract the total from what the buyer pays to get your payout. The calculator above does this for you and shows each line.
Good to know
- Refunds do not return the original processing fee.
- Disputes (chargebacks) cost $15 each, on top of the fees above.
Rates checked against the official pricing page on September 26, 2026. Fees change often, so confirm on the official page before relying on them.
Sources: Stripe US pricing