🇺🇸 Freelance & Creators · United States

Substack Fee Calculator (2026)

Substack fees in the US work out to about 13.6% + $0.30 on a $100 membership payment, which is $13.90 in fees, leaving you $86.10. Enter your own numbers below to see the full breakdown, or switch to reverse mode to find the price that nets you a target amount.

Subscription price

Your costs (optional, for profit)

You receive

$86.10

Total fees $13.90Effective rate 13.9%

Fee breakdown

Substack fee−$10.00
Stripe card processing−$2.90
Stripe fixed fee−$0.30
Stripe Billing (recurring)−$0.70

How Substack fees work in the US

Substack (paid newsletters and podcasts) charges the following:

Fee	How it’s charged
Substack fee	10% of the sale price
Stripe card processing	2.9% of the sale price
Stripe fixed fee	$0.30 per order
Stripe Billing (recurring)	0.7% of the sale price

Substack fees at common amounts

Pre-calculated with the default settings.

Subscription price	Fees	You receive	Effective rate
$10	$1.66	$8.34	16.6%
$25	$3.71	$21.29	14.84%
$50	$7.10	$42.90	14.2%
$100	$13.90	$86.10	13.9%
$250	$34.30	$215.70	13.72%
$500	$68.30	$431.70	13.66%
$1,000	$136.30	$863.70	13.63%
$5,000	$680.30	$4,319.70	13.61%

Compare Substack with alternatives

Substack fees on popular amounts

Frequently asked questions

How much does Substack take from a $100 membership payment?

Substack takes $13.90 from a $100 membership payment in the US, an effective rate of 13.9%. You receive $86.10.

What are Substack's fees in the US?

Substack fee: 10% of the sale price. Stripe card processing: 2.9% of the sale price. Stripe fixed fee: $0.30 per order. Stripe Billing (recurring): 0.7% of the sale price.

How much should I charge to receive $100 after Substack fees?

Charge $116.09. After Substack's fees of $16.09, you will receive $100.

How do I calculate Substack fees?

Add up each fee that applies: 10% of the sale price, plus 2.9% of the sale price, plus $0.30 per order, plus 0.7% of the sale price. Subtract the total from what the buyer pays to get your payout. The calculator above does this for you and shows each line.

Good to know

Stripe fees are charged by Stripe, not Substack. Annual plans pay the fixed $0.30 once a year instead of monthly.

Based on published US rates, reviewed September 26, 2026. Fees change often, so confirm on the official page before relying on them.

Sources: How much does Substack cost?