Substack fees on $20
Substack fees
$3.02
You receive
$16.98
To receive $20, charge
$23.49
On a $20 membership payment, Substack charges substack fee of $2.00, stripe card processing of $0.58, stripe fixed fee of $0.30, stripe billing (recurring) of $0.14 for a total of $3.02, an effective rate of 15.1%. Change the options below to see other scenarios.
You receive
$16.98
Fee breakdown
- Substack fee−$2.00
- Stripe card processing−$0.58
- Stripe fixed fee−$0.30
- Stripe Billing (recurring)−$0.14
Frequently asked questions
How much does Substack take from $20?
Substack takes $3.02 from a $20 membership payment with default settings in the US, leaving you $16.98.
How much should I charge to receive $20 after Substack fees?
Charge $23.49. Substack's fees on that amount are $3.49, so you receive $20.
What percentage does Substack take from $20?
15.1%. Because some fees are fixed per transaction, the percentage is higher on small amounts and lower on large ones.
Substack fees on other amounts
Other platforms' fees on $20
Good to know
- Stripe fees are charged by Stripe, not Substack. Annual plans pay the fixed $0.30 once a year instead of monthly.
Based on published US rates, reviewed September 26, 2026. Fees change often, so confirm on the official page before relying on them.
Sources: How much does Substack cost?