🇺🇸 Freelance & Creators · United States
Ko-fi Fee Calculator (2026)
Ko-fi fees in the US work out to about 7.9% + $0.30 on a $100 payment, which is $8.20 in fees, leaving you $91.80. Enter your own numbers below to see the full breakdown, or switch to reverse mode to find the price that nets you a target amount.
You receive
$91.80
Fee breakdown
- Ko-fi platform fee−$5.00
- PayPal/Stripe processing−$2.90
- Processing fixed fee−$0.30
How Ko-fi fees work in the US
Ko-fi (tips, memberships, commissions and a shop for creators) charges the following:
| Fee | How it’s charged |
|---|---|
| Ko-fi platform fee | 5% of the sale price |
| PayPal/Stripe processing | 2.9% of the sale price |
| Processing fixed fee | $0.30 per order |
Ko-fi fees at common amounts
Pre-calculated with the default settings.
| Payment amount | Fees | You receive | Effective rate |
|---|---|---|---|
| $10 | $1.09 | $8.91 | 10.9% |
| $25 | $2.28 | $22.72 | 9.12% |
| $50 | $4.25 | $45.75 | 8.5% |
| $100 | $8.20 | $91.80 | 8.2% |
| $250 | $20.05 | $229.95 | 8.02% |
| $500 | $39.80 | $460.20 | 7.96% |
| $1,000 | $79.30 | $920.70 | 7.93% |
| $5,000 | $395.30 | $4,604.70 | 7.91% |
Ko-fi calculators by type of payment
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Frequently asked questions
How much does Ko-fi take from a $100 payment?
Ko-fi takes $8.20 from a $100 payment in the US, an effective rate of 8.2%. You receive $91.80.
What are Ko-fi's fees in the US?
Ko-fi platform fee: 5% of the sale price. PayPal/Stripe processing: 2.9% of the sale price. Processing fixed fee: $0.30 per order.
How much should I charge to receive $100 after Ko-fi fees?
Charge $108.91. After Ko-fi's fees of $8.91, you will receive $100.
How do I calculate Ko-fi fees?
Add up each fee that applies: 5% of the sale price, plus 2.9% of the sale price, plus $0.30 per order. Subtract the total from what the buyer pays to get your payout. The calculator above does this for you and shows each line.
Good to know
- Tips on the free plan are 0% for most accounts; some newer accounts are charged 5% until they switch it off. Processing fees always apply.
Based on published US rates, reviewed September 26, 2026. Fees change often, so confirm on the official page before relying on them.
Sources: Does Ko-fi take a fee?