Substack fees on $5
Substack fees
$0.99
You receive
$4.01
To receive $5, charge
$6.13
On a $5 membership payment, Substack charges substack fee of $0.50, stripe card processing of $0.15, stripe fixed fee of $0.30, stripe billing (recurring) of $0.04 for a total of $0.99, an effective rate of 19.8%. Change the options below to see other scenarios.
You receive
$4.01
Fee breakdown
- Substack fee−$0.50
- Stripe card processing−$0.15
- Stripe fixed fee−$0.30
- Stripe Billing (recurring)−$0.04
Frequently asked questions
How much does Substack take from $5?
Substack takes $0.99 from a $5 membership payment with default settings in the US, leaving you $4.01.
How much should I charge to receive $5 after Substack fees?
Charge $6.13. Substack's fees on that amount are $1.13, so you receive $5.
What percentage does Substack take from $5?
19.8%. Because some fees are fixed per transaction, the percentage is higher on small amounts and lower on large ones.
Substack fees on other amounts
Other platforms' fees on $5
Good to know
- Stripe fees are charged by Stripe, not Substack. Annual plans pay the fixed $0.30 once a year instead of monthly.
Based on published US rates, reviewed September 26, 2026. Fees change often, so confirm on the official page before relying on them.
Sources: How much does Substack cost?