🇺🇸 Payments · United States
Square vs Stripe fees
Square is cheaper at every amount we tested, from $10 to $5,000. On a $100 payment in the US, Square takes $2.75 and Stripe takes $3.20. Use the calculator to compare your own numbers and settings.
$
Square is cheaper by $0.45 on this amount.
Square
Cheaper$97.25
you receive · fees $2.75 (2.75%)
- Processing fee−$2.60
- Fixed fee−$0.15
Stripe
$96.80
you receive · fees $3.20 (3.2%)
- Card processing−$2.90
- Fixed fee−$0.30
Square vs Stripe fees at common amounts
| Amount | Square fees | Stripe fees | Cheaper |
|---|---|---|---|
| $10 | $0.41 | $0.59 | Square (−$0.18) |
| $25 | $0.80 | $1.03 | Square (−$0.23) |
| $50 | $1.45 | $1.75 | Square (−$0.30) |
| $100 | $2.75 | $3.20 | Square (−$0.45) |
| $250 | $6.65 | $7.55 | Square (−$0.90) |
| $500 | $13.15 | $14.80 | Square (−$1.65) |
| $1,000 | $26.15 | $29.30 | Square (−$3.15) |
| $5,000 | $130.15 | $145.30 | Square (−$15.15) |
Square fee structure
| Fee | How it’s charged |
|---|---|
| Processing fee | 2.6% of the sale price |
| Fixed fee | $0.15 per order |
Stripe fee structure
| Fee | How it’s charged |
|---|---|
| Card processing | 2.9% of the sale price |
| Fixed fee | $0.30 per order |
| International cardIf: International card | 1.5% of the sale price |
| Currency conversionIf: Currency conversion needed | 1% of the sale price |
| Manual entryIf: Manually entered card | 0.5% of the sale price |
Frequently asked questions
Is Square or Stripe cheaper?
Square is cheaper at every amount we tested, from $10 to $5,000. On a $100 payment, Square charges $2.75 and Stripe charges $3.20, so Square saves you $0.45.
What does Square charge?
Square charges 2.6% + $0.15 with default settings in the US.
What does Stripe charge?
Stripe charges 2.9% + $0.30 with default settings in the US.