🇺🇸 Payments · United States
PayPal vs Square fees
Square is cheaper at every amount we tested, from $10 to $5,000. On a $100 payment in the US, PayPal takes $3.98 and Square takes $2.75. Use the calculator to compare your own numbers and settings.
$
Square is cheaper by $1.23 on this amount.
PayPal
$96.02
you receive · fees $3.98 (3.98%)
- Transaction fee−$3.49
- Fixed fee−$0.49
Square
Cheaper$97.25
you receive · fees $2.75 (2.75%)
- Processing fee−$2.60
- Fixed fee−$0.15
PayPal vs Square fees at common amounts
| Amount | PayPal fees | Square fees | Cheaper |
|---|---|---|---|
| $10 | $0.84 | $0.41 | Square (−$0.43) |
| $25 | $1.36 | $0.80 | Square (−$0.56) |
| $50 | $2.24 | $1.45 | Square (−$0.79) |
| $100 | $3.98 | $2.75 | Square (−$1.23) |
| $250 | $9.22 | $6.65 | Square (−$2.57) |
| $500 | $17.94 | $13.15 | Square (−$4.79) |
| $1,000 | $35.39 | $26.15 | Square (−$9.24) |
| $5,000 | $174.99 | $130.15 | Square (−$44.84) |
PayPal fee structure
| Fee | How it’s charged |
|---|---|
| Transaction fee | 3.49% of the sale price |
| Fixed fee | $0.49 per order |
| International feeIf: Buyer is outside your country | 1.5% of the sale price |
| Currency conversionIf: Currency conversion needed | 4% of the sale price |
Square fee structure
| Fee | How it’s charged |
|---|---|
| Processing fee | 2.6% of the sale price |
| Fixed fee | $0.15 per order |
Frequently asked questions
Is PayPal or Square cheaper?
Square is cheaper at every amount we tested, from $10 to $5,000. On a $100 payment, PayPal charges $3.98 and Square charges $2.75, so Square saves you $1.23.
What does PayPal charge?
PayPal charges 3.49% + $0.49 with default settings in the US.
What does Square charge?
Square charges 2.6% + $0.15 with default settings in the US.