🇺🇸 Payments · United States
Cash App vs PayPal fees
Cash App is cheaper at every amount we tested, from $10 to $5,000. On a $100 payment in the US, Cash App takes $2.75 and PayPal takes $3.98. Use the calculator to compare your own numbers and settings.
$
Cash App is cheaper by $1.23 on this amount.
Cash App
Cheaper$97.25
you receive · fees $2.75 (2.75%)
- Business account fee−$2.75
PayPal
$96.02
you receive · fees $3.98 (3.98%)
- Transaction fee−$3.49
- Fixed fee−$0.49
Cash App vs PayPal fees at common amounts
| Amount | Cash App fees | PayPal fees | Cheaper |
|---|---|---|---|
| $10 | $0.28 | $0.84 | Cash App (−$0.56) |
| $25 | $0.69 | $1.36 | Cash App (−$0.67) |
| $50 | $1.38 | $2.24 | Cash App (−$0.86) |
| $100 | $2.75 | $3.98 | Cash App (−$1.23) |
| $250 | $6.88 | $9.22 | Cash App (−$2.34) |
| $500 | $13.75 | $17.94 | Cash App (−$4.19) |
| $1,000 | $27.50 | $35.39 | Cash App (−$7.89) |
| $5,000 | $137.50 | $174.99 | Cash App (−$37.49) |
Cash App fee structure
| Fee | How it’s charged |
|---|---|
| Business account fee | 2.75% of the sale price |
| Instant depositIf: Instant deposit to bank | 1.75% of the sale price, minimum $0.25 |
PayPal fee structure
| Fee | How it’s charged |
|---|---|
| Transaction fee | 3.49% of the sale price |
| Fixed fee | $0.49 per order |
| International feeIf: Buyer is outside your country | 1.5% of the sale price |
| Currency conversionIf: Currency conversion needed | 4% of the sale price |
Frequently asked questions
Is Cash App or PayPal cheaper?
Cash App is cheaper at every amount we tested, from $10 to $5,000. On a $100 payment, Cash App charges $2.75 and PayPal charges $3.98, so Cash App saves you $1.23.
What does Cash App charge?
Cash App charges 2.75% with default settings in the US.
What does PayPal charge?
PayPal charges 3.49% + $0.49 with default settings in the US.