🇺🇸 Payments · United States
Payoneer vs Square fees
Payoneer is cheaper on small amounts ($10), while Square is cheaper on large ones ($5,000). On a $100 payment in the US, Payoneer takes $3.99 and Square takes $2.75. Use the calculator to compare your own numbers and settings.
$
Square is cheaper by $1.24 on this amount.
Payoneer
$96.01
you receive · fees $3.99 (3.99%)
- Card payment fee−$3.99
Square
Cheaper$97.25
you receive · fees $2.75 (2.75%)
- Processing fee−$2.60
- Fixed fee−$0.15
Payoneer vs Square fees at common amounts
| Amount | Payoneer fees | Square fees | Cheaper |
|---|---|---|---|
| $10 | $0.40 | $0.41 | Payoneer (−$0.01) |
| $25 | $1.00 | $0.80 | Square (−$0.20) |
| $50 | $2.00 | $1.45 | Square (−$0.55) |
| $100 | $3.99 | $2.75 | Square (−$1.24) |
| $250 | $9.98 | $6.65 | Square (−$3.33) |
| $500 | $19.95 | $13.15 | Square (−$6.80) |
| $1,000 | $39.90 | $26.15 | Square (−$13.75) |
| $5,000 | $199.50 | $130.15 | Square (−$69.35) |
Payoneer fee structure
| Fee | How it’s charged |
|---|---|
| Card payment fee | 3.99% of the sale price |
| Currency conversionIf: Currency conversion needed | 3.5% of the sale price |
| Bank withdrawalIf: Withdraw to bank (same currency) | $1.50 per order |
Square fee structure
| Fee | How it’s charged |
|---|---|
| Processing fee | 2.6% of the sale price |
| Fixed fee | $0.15 per order |
Frequently asked questions
Is Payoneer or Square cheaper?
Payoneer is cheaper on small amounts ($10), while Square is cheaper on large ones ($5,000). On a $100 payment, Payoneer charges $3.99 and Square charges $2.75, so Square saves you $1.24.
What does Payoneer charge?
Payoneer charges 3.99% with default settings in the US.
What does Square charge?
Square charges 2.6% + $0.15 with default settings in the US.