🇺🇸 Payments · United States
Stripe In-person (Terminal) Fee Calculator (2026)
Stripe processing fees in the US work out to about 2.7% + $0.05 on a $100 payment, which is $2.75 in fees, leaving you $97.25. Enter your own numbers below to see the full breakdown, or switch to reverse mode to find the price that nets you a target amount.
You receive
$97.25
Fee breakdown
- In-person card processing−$2.70
- Fixed fee−$0.05
How Stripe processing fees work for In-person (Terminal) in the US
Stripe (card and bank payments for online businesses) charges the following for in-person (terminal):
| Fee | How it’s charged |
|---|---|
| In-person card processing | 2.7% of the sale price |
| Fixed fee | $0.05 per order |
| International cardIf: International card | 1.5% of the sale price |
| Currency conversionIf: Currency conversion needed | 1% of the sale price |
Stripe fees at common amounts
Pre-calculated with the default settings for In-person (Terminal).
| Payment amount | Fees | You receive | Effective rate |
|---|---|---|---|
| $10 | $0.32 | $9.68 | 3.2% |
| $25 | $0.73 | $24.27 | 2.92% |
| $50 | $1.40 | $48.60 | 2.8% |
| $100 | $2.75 | $97.25 | 2.75% |
| $250 | $6.80 | $243.20 | 2.72% |
| $500 | $13.55 | $486.45 | 2.71% |
| $1,000 | $27.05 | $972.95 | 2.71% |
| $5,000 | $135.05 | $4,864.95 | 2.7% |
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Frequently asked questions
How much does Stripe take from a $100 payment?
Stripe takes $2.75 from a $100 payment in the US, an effective rate of 2.75%. You receive $97.25.
What are Stripe's fees in the US?
In-person card processing: 2.7% of the sale price. Fixed fee: $0.05 per order.
How much should I charge to receive $100 after Stripe fees?
Charge $102.83. After Stripe's processing fees of $2.83, you will receive $100.
Does Stripe charge any extra fees?
Yes, in some cases. International card (International card): 1.5% of the sale price. Currency conversion (Currency conversion needed): 1% of the sale price.
How do I calculate Stripe fees?
Add up each fee that applies: 2.7% of the sale price, plus $0.05 per order. Subtract the total from what the buyer pays to get your payout. The calculator above does this for you and shows each line.
Good to know
- Refunds do not return the original processing fee.
- Disputes (chargebacks) cost $15 each, on top of the fees above.
Rates checked against the official pricing page on September 26, 2026. Fees change often, so confirm on the official page before relying on them.
Sources: Stripe US pricing