Stripe fees on $20
Stripe fees
$0.88
You receive
$19.12
To receive $20, charge
$20.91
On a $20 payment, Stripe charges card processing of $0.58, fixed fee of $0.30 for a total of $0.88, an effective rate of 4.4%. Change the options below to see other scenarios.
$
$
You receive
$19.12
Total fees $0.88Effective rate 4.4%
Fee breakdown
- Card processing−$0.58
- Fixed fee−$0.30
Stripe fees on $20 by payment method
| Payment method | Fees | You receive | Rate |
|---|---|---|---|
| Online card payment | $0.88 | $19.12 | 4.4% |
| ACH Direct Debit | $0.16 | $19.84 | 0.8% |
| In-person (Terminal) | $0.59 | $19.41 | 2.95% |
Frequently asked questions
How much does Stripe take from $20?
Stripe takes $0.88 from a $20 payment with default settings in the US, leaving you $19.12.
How much should I charge to receive $20 after Stripe fees?
Charge $20.91. Stripe's processing fees on that amount are $0.91, so you receive $20.
What percentage does Stripe take from $20?
4.4%. Because some fees are fixed per transaction, the percentage is higher on small amounts and lower on large ones.
Stripe fees on other amounts
Other platforms' fees on $20
Good to know
- Refunds do not return the original processing fee.
- Disputes (chargebacks) cost $15 each, on top of the fees above.
Rates checked against the official pricing page on September 26, 2026. Fees change often, so confirm on the official page before relying on them.
Sources: Stripe US pricing