Square fees on $20
Square fees
$0.67
You receive
$19.33
To receive $20, charge
$20.69
On a $20 payment, Square charges processing fee of $0.52, fixed fee of $0.15 for a total of $0.67, an effective rate of 3.35%. Change the options below to see other scenarios.
$
$
You receive
$19.33
Total fees $0.67Effective rate 3.35%
Fee breakdown
- Processing fee−$0.52
- Fixed fee−$0.15
Square fees on $20 by how you take the payment
| How you take the payment | Fees | You receive | Rate |
|---|---|---|---|
| In person (tap, dip or swipe) | $0.67 | $19.33 | 3.35% |
| Online / ecommerce | $0.96 | $19.04 | 4.8% |
| Invoice paid by card | $0.96 | $19.04 | 4.8% |
| Manually keyed / card on file | $0.85 | $19.15 | 4.25% |
Frequently asked questions
How much does Square take from $20?
Square takes $0.67 from a $20 payment with default settings in the US, leaving you $19.33.
How much should I charge to receive $20 after Square fees?
Charge $20.69. Square's processing fees on that amount are $0.69, so you receive $20.
What percentage does Square take from $20?
3.35%. Because some fees are fixed per transaction, the percentage is higher on small amounts and lower on large ones.
Square fees on other amounts
Other platforms' fees on $20
Good to know
- Plan prices are per location. Custom rates are available for businesses processing over $250k a year.
Rates checked against the official pricing page on September 26, 2026. Fees change often, so confirm on the official page before relying on them.
Sources: Square US fees