Cash App fees on $20
Cash App fees
$0.55
You receive
$19.45
To receive $20, charge
$20.57
On a $20 payment, Cash App charges business account fee of $0.55 for a total of $0.55, an effective rate of 2.75%. Change the options below to see other scenarios.
$
$
You receive
$19.45
Total fees $0.55Effective rate 2.75%
Fee breakdown
- Business account fee−$0.55
Frequently asked questions
How much does Cash App take from $20?
Cash App takes $0.55 from a $20 payment with default settings in the US, leaving you $19.45.
How much should I charge to receive $20 after Cash App fees?
Charge $20.57. Cash App's business fees on that amount are $0.57, so you receive $20.
What percentage does Cash App take from $20?
2.75%. Because some fees are fixed per transaction, the percentage is higher on small amounts and lower on large ones.
Cash App fees on other amounts
Other platforms' fees on $20
Good to know
- Personal accounts receive payments for free; the 2.75% fee applies to payments received on a business account.
- Sending with a credit card costs the sender 3%.
Based on published US rates, reviewed September 26, 2026. Fees change often, so confirm on the official page before relying on them.
Sources: Cash App fees