PayPal fees on $20
PayPal fees
$1.19
You receive
$18.81
To receive $20, charge
$21.23
On a $20 payment, PayPal charges transaction fee of $0.70, fixed fee of $0.49 for a total of $1.19, an effective rate of 5.95%. Change the options below to see other scenarios.
$
$
You receive
$18.81
Total fees $1.19Effective rate 5.95%
Fee breakdown
- Transaction fee−$0.70
- Fixed fee−$0.49
PayPal fees on $20 by transaction type
| Transaction type | Fees | You receive | Rate |
|---|---|---|---|
| PayPal Checkout | $1.19 | $18.81 | 5.95% |
| Goods & Services | $1.09 | $18.91 | 5.45% |
| Card payments | $1.09 | $18.91 | 5.45% |
| Invoicing | $1.19 | $18.81 | 5.95% |
| Pay with Venmo | $1.19 | $18.81 | 5.95% |
| In-person (card present) | $0.55 | $19.45 | 2.75% |
Frequently asked questions
How much does PayPal take from $20?
PayPal takes $1.19 from a $20 payment with default settings in the US, leaving you $18.81.
How much should I charge to receive $20 after PayPal fees?
Charge $21.23. PayPal's transaction fees on that amount are $1.23, so you receive $20.
What percentage does PayPal take from $20?
5.95%. Because some fees are fixed per transaction, the percentage is higher on small amounts and lower on large ones.
PayPal fees on other amounts
Other platforms' fees on $20
Good to know
- Friends & Family payments funded by a PayPal balance or bank account are free within the US.
- Rates are PayPal’s standard US commercial transaction rates. High-volume merchants can apply for lower rates.
Rates checked against the official pricing page on September 26, 2026. Fees change often, so confirm on the official page before relying on them.
Sources: PayPal US merchant fees