Square fees on $5
Square fees
$0.28
You receive
$4.72
To receive $5, charge
$5.29
On a $5 payment, Square charges processing fee of $0.13, fixed fee of $0.15 for a total of $0.28, an effective rate of 5.6%. Change the options below to see other scenarios.
$
$
You receive
$4.72
Total fees $0.28Effective rate 5.6%
Fee breakdown
- Processing feeβ$0.13
- Fixed feeβ$0.15
Square fees on $5 by how you take the payment
| How you take the payment | Fees | You receive | Rate |
|---|---|---|---|
| In person (tap, dip or swipe) | $0.28 | $4.72 | 5.6% |
| Online / ecommerce | $0.47 | $4.53 | 9.4% |
| Invoice paid by card | $0.47 | $4.53 | 9.4% |
| Manually keyed / card on file | $0.33 | $4.67 | 6.6% |
Frequently asked questions
How much does Square take from $5?
Square takes $0.28 from a $5 payment with default settings in the US, leaving you $4.72.
How much should I charge to receive $5 after Square fees?
Charge $5.29. Square's processing fees on that amount are $0.29, so you receive $5.
What percentage does Square take from $5?
5.6%. Because some fees are fixed per transaction, the percentage is higher on small amounts and lower on large ones.
Square fees on other amounts
Other platforms' fees on $5
Good to know
- Plan prices are per location. Custom rates are available for businesses processing over $250k a year.
Rates checked against the official pricing page on September 26, 2026. Fees change often, so confirm on the official page before relying on them.
Sources: Square US fees