🇺🇸 Payments · United States
Payoneer ACH bank transfer Fee Calculator (2026)
Payoneer receiving fees in the US work out to about 1% on a $100 payment, which is $1.00 in fees, leaving you $99.00. Enter your own numbers below to see the full breakdown, or switch to reverse mode to find the price that nets you a target amount.
You receive
$99.00
Fee breakdown
- ACH payment fee−$1.00
How Payoneer receiving fees work for ACH bank transfer in the US
Payoneer (cross-border payments for freelancers and marketplace sellers) charges the following for ach bank transfer:
| Fee | How it’s charged |
|---|---|
| ACH payment fee | 1% of the sale price |
| Currency conversionIf: Currency conversion needed | 3.5% of the sale price |
| Bank withdrawalIf: Withdraw to bank (same currency) | $1.50 per order |
Payoneer fees at common amounts
Pre-calculated with the default settings for ACH bank transfer.
| Amount received | Fees | You receive | Effective rate |
|---|---|---|---|
| $10 | $0.10 | $9.90 | 1% |
| $25 | $0.25 | $24.75 | 1% |
| $50 | $0.50 | $49.50 | 1% |
| $100 | $1.00 | $99.00 | 1% |
| $250 | $2.50 | $247.50 | 1% |
| $500 | $5.00 | $495.00 | 1% |
| $1,000 | $10.00 | $990.00 | 1% |
| $5,000 | $50.00 | $4,950 | 1% |
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Frequently asked questions
How much does Payoneer take from a $100 payment?
Payoneer takes $1.00 from a $100 payment in the US, an effective rate of 1%. You receive $99.00.
What are Payoneer's fees in the US?
ACH payment fee: 1% of the sale price.
How much should I charge to receive $100 after Payoneer fees?
Charge $101.01. After Payoneer's receiving fees of $1.01, you will receive $100.
Does Payoneer charge any extra fees?
Yes, in some cases. Currency conversion (Currency conversion needed): 3.5% of the sale price. Bank withdrawal (Withdraw to bank (same currency)): $1.50 per order.
How do I calculate Payoneer fees?
Add up each fee that applies: 1% of the sale price. Subtract the total from what the buyer pays to get your payout. The calculator above does this for you and shows each line.
Good to know
- Payoneer also charges a $29.95 annual account fee if you receive less than $2,000 in 12 months.
Based on published US rates, reviewed September 26, 2026. Fees change often, so confirm on the official page before relying on them.
Sources: Payoneer pricing