πΊπΈ Payments Β· United States
Square Online / ecommerce Fee Calculator (2026)
Square processing fees in the US work out to about 3.3% + $0.30 on a $100 payment, which is $3.60 in fees, leaving you $96.40. Enter your own numbers below to see the full breakdown, or switch to reverse mode to find the price that nets you a target amount.
You receive
$96.40
Fee breakdown
- Processing feeβ$3.30
- Fixed feeβ$0.30
How Square processing fees work for Online / ecommerce in the US
Square (point-of-sale and online payments for small businesses) charges the following for online / ecommerce:
| Fee | How itβs charged |
|---|---|
| Processing fee | 3.3% of the sale price |
| Fixed fee | $0.30 per order |
Square fees at common amounts
Pre-calculated with the default settings for Online / ecommerce.
| Payment amount | Fees | You receive | Effective rate |
|---|---|---|---|
| $10 | $0.63 | $9.37 | 6.3% |
| $25 | $1.13 | $23.87 | 4.52% |
| $50 | $1.95 | $48.05 | 3.9% |
| $100 | $3.60 | $96.40 | 3.6% |
| $250 | $8.55 | $241.45 | 3.42% |
| $500 | $16.80 | $483.20 | 3.36% |
| $1,000 | $33.30 | $966.70 | 3.33% |
| $5,000 | $165.30 | $4,834.70 | 3.31% |
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Frequently asked questions
How much does Square take from a $100 payment?
Square takes $3.60 from a $100 payment in the US, an effective rate of 3.6%. You receive $96.40.
What are Square's fees in the US?
Processing fee: 3.3% of the sale price. Fixed fee: $0.30 per order.
How much should I charge to receive $100 after Square fees?
Charge $103.72. After Square's processing fees of $3.72, you will receive $100.
How do I calculate Square fees?
Add up each fee that applies: 3.3% of the sale price, plus $0.30 per order. Subtract the total from what the buyer pays to get your payout. The calculator above does this for you and shows each line.
Good to know
- Plan prices are per location. Custom rates are available for businesses processing over $250k a year.
Rates checked against the official pricing page on September 26, 2026. Fees change often, so confirm on the official page before relying on them.
Sources: Square US fees