🇺🇸 Payments · United States
PayPal Pay with Venmo Fee Calculator (2026)
PayPal transaction fees in the US work out to about 3.49% + $0.49 on a $100 payment, which is $3.98 in fees, leaving you $96.02. Enter your own numbers below to see the full breakdown, or switch to reverse mode to find the price that nets you a target amount.
You receive
$96.02
Fee breakdown
- Transaction fee−$3.49
- Fixed fee−$0.49
How PayPal transaction fees work for Pay with Venmo in the US
PayPal (online payments, invoices and goods & services transfers) charges the following for pay with venmo:
| Fee | How it’s charged |
|---|---|
| Transaction fee | 3.49% of the sale price |
| Fixed fee | $0.49 per order |
| International feeIf: Buyer is outside your country | 1.5% of the sale price |
| Currency conversionIf: Currency conversion needed | 4% of the sale price |
PayPal fees at common amounts
Pre-calculated with the default settings for Pay with Venmo.
| Payment amount | Fees | You receive | Effective rate |
|---|---|---|---|
| $10 | $0.84 | $9.16 | 8.4% |
| $25 | $1.36 | $23.64 | 5.44% |
| $50 | $2.24 | $47.76 | 4.48% |
| $100 | $3.98 | $96.02 | 3.98% |
| $250 | $9.22 | $240.78 | 3.69% |
| $500 | $17.94 | $482.06 | 3.59% |
| $1,000 | $35.39 | $964.61 | 3.54% |
| $5,000 | $174.99 | $4,825.01 | 3.5% |
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Frequently asked questions
How much does PayPal take from a $100 payment?
PayPal takes $3.98 from a $100 payment in the US, an effective rate of 3.98%. You receive $96.02.
What are PayPal's fees in the US?
Transaction fee: 3.49% of the sale price. Fixed fee: $0.49 per order.
How much should I charge to receive $100 after PayPal fees?
Charge $104.12. After PayPal's transaction fees of $4.12, you will receive $100.
Does PayPal charge any extra fees?
Yes, in some cases. International fee (Buyer is outside your country): 1.5% of the sale price. Currency conversion (Currency conversion needed): 4% of the sale price.
How do I calculate PayPal fees?
Add up each fee that applies: 3.49% of the sale price, plus $0.49 per order. Subtract the total from what the buyer pays to get your payout. The calculator above does this for you and shows each line.
Does PayPal charge fees for Friends & Family payments?
Domestic Friends & Family payments funded by your PayPal balance or bank are free. Paying with a card adds a fee, and Friends & Family payments have no purchase protection. Do not use them for sales.
Good to know
- Friends & Family payments funded by a PayPal balance or bank account are free within the US.
- Rates are PayPal’s standard US commercial transaction rates. High-volume merchants can apply for lower rates.
Rates checked against the official pricing page on September 26, 2026. Fees change often, so confirm on the official page before relying on them.
Sources: PayPal US merchant fees